Discover Card Master Trust I reports $27.79B in receivables, 12.45M accounts as of June 30, 2025

Discover Card Execution Note Trust

Total receivables $27.79B; total accounts 12.45M; average active account balance $3,442; average credit limit $14,298.
Delinquent receivables 1.66% ($460M); accounts delinquent 0.37% (45,642 accounts).
FICO distribution: 67.4% of receivables from accounts with score 720+; 2.74% below 600.
Full balance payment rate 26.30%; min monthly payment rate 5.61%; average monthly balance reduction 0.76% for H1 2025.
100% of accounts are at least 60 months old.

item 8.01

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