---
schema_version: "secwatch.filing_event.v1"
accession: "0001408534-22-000074"
form_type: "8-K"
ticker: "FGBI"
cik: "0001408534"
company_name: "First Guaranty Bancshares, Inc."
filed_at: "2022-10-27T23:59:59+00:00"
generated_at: "2026-06-22T23:54:45.743734+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# First Guaranty Bancshares Q3 EPS $0.70, nine-month EPS $2.05; loan growth 17%

## Summary
- Q3 2022 EPS $0.70 vs $0.67 in Q3 2021; nine-month EPS $2.05 vs $1.72.
- Total interest income for nine months $98.3M, up 20% from $81.7M.
- Loan portfolio grew 17% to $2.42B; deposits rose to $2.71B.
- Declared 117th consecutive quarterly dividend.

## SEC filing metadata
- accession: 0001408534-22-000074
- form_type: 8-K
- ticker: FGBI
- cik: 0001408534
- company_name: First Guaranty Bancshares, Inc.
- filed_at: 2022-10-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1408534/000140853422000074/0001408534-22-000074-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1408534/000140853422000074/fgbi-20221027.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001408534-22-000074
- JSON: https://secwatch.observer/filing/0001408534-22-000074.json
- Plain text: https://secwatch.observer/filing/0001408534-22-000074.txt

## Key facts
- Earnings Releases
  First Guaranty Bancshares, Inc. reported the three months ended September 30, 2022 results: EPS $0.70.
  - Period: the three months ended September 30, 2022
  - EPS: $0.70
  - Result: reported results
  source text: First Guaranty Bancshares, Inc. issued a press release reporting its financial results at and for the three months and nine months ended September 30, 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1408534/000140853422000074/0001408534-22-000074-index.htm
- Earnings Releases
  First Guaranty Bancshares, Inc. reported the nine months ended September 30, 2022 results: EPS $2.05.
  - Period: the nine months ended September 30, 2022
  - EPS: $2.05
  - Result: reported results
  source text: First Guaranty Bancshares, Inc. issued a press release reporting its financial results at and for the three months and nine months ended September 30, 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1408534/000140853422000074/0001408534-22-000074-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.