{"schema_version":"secwatch.filing_event.v1","accession":"0001408534-22-000082","form_type":"8-K","ticker":"FGBI","cik":"0001408534","company_name":"First Guaranty Bancshares, Inc.","filed_at":"2022-11-15T23:59:59+00:00","discovered_at":"2026-05-14T18:03:50.493303+00:00","generated_at":"2026-06-21T18:20:34.085651+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"First Guaranty Bancshares Q3 2022 EPS $0.70, up from $0.67; YTD EPS $2.05 vs $1.72","bullets":["Q3 net income $8.1M; EPS $0.70 vs $0.67 YoY. Revenue (net interest+noninterest) $27.96M vs $25.59M.","YTD net income $23.8M; EPS $2.05 vs $1.72. Net interest income $76.7M, up 18% from $64.9M.","Total assets $3.1B, loans $2.4B (+17% YoY), deposits $2.7B (+6%). Quarterly dividend $0.16/share (117th consecutive).","Resilient despite Hurricane Ida relief loan losses; management tightened criteria going forward.","Return on avg assets 1.07% YTD vs 0.92%; return on avg common equity 15.29% vs 13.55%."],"urls":{"canonical":"https://secwatch.observer/filing/0001408534-22-000082","json":"https://secwatch.observer/filing/0001408534-22-000082.json","markdown":"https://secwatch.observer/filing/0001408534-22-000082.md","text":"https://secwatch.observer/filing/0001408534-22-000082.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1408534/000140853422000082/0001408534-22-000082-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1408534/000140853422000082/fgbi-20221115.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-21T18:20:34.085651+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"ac4868dd470a53531935cb60d687f9067b98efea","claim":"First Guaranty Bancshares, Inc. reported Third Quarter 2022 results: net income $8.1 Million, EPS $0.70.","evidence_excerpt":"First Guaranty’s earnings for the nine months ending September 30th increased from $1.72 per share in 2021 to $2.05 in 2022 and the earnings for the three months ending September 30th increased from $0.67 per share in 2021 to $0.70 in 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1408534/000140853422000082/0001408534-22-000082-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"Third Quarter 2022"},{"label":"Net income","value":"$8.1 Million"},{"label":"EPS","value":"$0.70"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"c63de77ff961efec983c506e3447bbbd0cb28dd2","claim":"First Guaranty Bancshares, Inc. reported Nine-Months Ended September 30, 2022 results: net income $23.8 Million, EPS $2.05.","evidence_excerpt":"First Guaranty’s earnings for the nine months ending September 30th increased from $1.72 per share in 2021 to $2.05 in 2022 and the earnings for the three months ending September 30th increased from $0.67 per share in 2021 to $0.70 in 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1408534/000140853422000082/0001408534-22-000082-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"Nine-Months Ended September 30, 2022"},{"label":"Net income","value":"$23.8 Million"},{"label":"EPS","value":"$2.05"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}