{"schema_version":"secwatch.filing_event.v1","accession":"0001408534-23-000008","form_type":"8-K","ticker":"FGBI","cik":"0001408534","company_name":"First Guaranty Bancshares, Inc.","filed_at":"2023-01-31T23:59:59+00:00","discovered_at":"2026-05-14T18:03:44.799274+00:00","generated_at":"2026-06-20T05:14:40.081536+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"medium","headline":"First Guaranty Bancshares Q4 2022: assets up 9%, loans up 17%, yield improves 65 bps","bullets":["Total assets $3.15B, up 9% year-over-year; loan portfolio $2.52B, up 17%.","Texas capital ratio improved to 4.48% from 6.63% year-over-year (lower is better).","Yield on earning assets for Q4 2022 was 5.77%, up 65 bps from Q4 2021 adjusted yield.","Net earnings increased by approximately $1.6M year-over-year, though interest expense constrained growth.","Company paid its 118th consecutive quarterly dividend; entering Houston, Texas market."],"urls":{"canonical":"https://secwatch.observer/filing/0001408534-23-000008","json":"https://secwatch.observer/filing/0001408534-23-000008.json","markdown":"https://secwatch.observer/filing/0001408534-23-000008.md","text":"https://secwatch.observer/filing/0001408534-23-000008.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1408534/000140853423000008/0001408534-23-000008-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1408534/000140853423000008/fgbi-20230131.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T05:14:40.081536+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"ebbf43a693c21371c1660a55e66f0409dc930c18","claim":"First Guaranty Bancshares, Inc. reported financial results for the three months and year ended December 31, 2022.","evidence_excerpt":"On January 31, 2023 , First Guaranty Bancshares, Inc. issued a press release reporting its financial results at and for the three months and year ended December 31, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1408534/000140853423000008/0001408534-23-000008-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months and year ended December 31, 2022"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}