{"schema_version":"secwatch.filing_event.v1","accession":"0001408534-23-000010","form_type":"8-K","ticker":"FGBI","cik":"0001408534","company_name":"First Guaranty Bancshares, Inc.","filed_at":"2023-02-01T23:59:59+00:00","discovered_at":"2026-05-14T18:03:44.799553+00:00","generated_at":"2026-06-20T03:39:12.078465+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"First Guaranty Bancshares Q4 net income $5.1M, EPS $0.42; full-year EPS $2.48","bullets":["Q4 net income $5.1M ($0.42 EPS) vs $8.0M ($0.70 EPS) in Q4 2021; full-year net income $28.9M ($2.48 EPS) vs $27.3M ($2.42 EPS).","Total assets grew 9% to $3.15B; loan portfolio increased 17% to $2.52B YoY.","Texas capital ratio improved to 4.48% from 6.63% (lower is better); net interest margin faced pressure from rate hikes.","Cash dividends paid $0.16 per common share in Q4, unchanged; 118 consecutive quarterly dividends.","CEO Alton Lewis expects stronger 2023 earnings citing higher portfolio yield and ongoing Houston market expansion."],"urls":{"canonical":"https://secwatch.observer/filing/0001408534-23-000010","json":"https://secwatch.observer/filing/0001408534-23-000010.json","markdown":"https://secwatch.observer/filing/0001408534-23-000010.md","text":"https://secwatch.observer/filing/0001408534-23-000010.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1408534/000140853423000010/0001408534-23-000010-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1408534/000140853423000010/fgbi-20230201.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T03:39:12.078465+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"e0d76c2090bd294e05e5c7e92ade97f3cfe52a62","claim":"First Guaranty Bancshares, Inc. reported Fourth Quarter 2022 results: net income $5.1 Million.","evidence_excerpt":"and First Guaranty Bank 2022 4th Quarter Report fgb.net | Locations 36 ATMs 48 $5.1 Million 4Q 2022 Earnings $28.9 Million YTD2022 Earnings 118 Consecutive dividends paid and counting 88 Years in Banking Total Loans $2.5 Billion Member FDIC NASDAQ Symbol: FGBI Have Questions? Vanessa Drew | InvestorRelations@fgb.net We’re Social: Chairman Marshall T.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1408534/000140853423000010/0001408534-23-000010-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"Fourth Quarter 2022"},{"label":"Net income","value":"$5.1 Million"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"e5673f454cc83fc50808600afe08314c34434008","claim":"First Guaranty Bancshares, Inc. reported the year ended December 31, 2022 results: net income $28.9 Million, EPS $2.48.","evidence_excerpt":"and First Guaranty Bank 2022 4th Quarter Report fgb.net | Locations 36 ATMs 48 $5.1 Million 4Q 2022 Earnings $28.9 Million YTD2022 Earnings 118 Consecutive dividends paid and counting 88 Years in Banking Total Loans $2.5 Billion Member FDIC NASDAQ Symbol: FGBI Have Questions? Vanessa Drew | InvestorRelations@fgb.net We’re Social: Chairman Marshall T.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1408534/000140853423000010/0001408534-23-000010-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the year ended December 31, 2022"},{"label":"Net income","value":"$28.9 Million"},{"label":"EPS","value":"$2.48"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}