{"schema_version":"secwatch.filing_event.v1","accession":"0001408534-23-000033","form_type":"8-K","ticker":"FGBI","cik":"0001408534","company_name":"First Guaranty Bancshares, Inc.","filed_at":"2023-04-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:38.739358+00:00","generated_at":"2026-06-16T12:18:58.881926+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First Guaranty Q1 net income drops 54% to $3.5M; EPS $0.27 vs $0.65","bullets":["Net income $3.47M, down 54% from $7.59M YoY; diluted EPS $0.27 vs $0.65.","Total assets $3.24B (+11% YoY); deposits $2.86B (+9%); net loans $2.54B.","Net interest income fell 11% to $22.3M as deposit costs surged to $19.0M.","Acquisition of Lone Star Bank in Houston remains pending regulatory approval.","Dividend held at $0.16/share; 119th consecutive quarterly cash dividend."],"urls":{"canonical":"https://secwatch.observer/filing/0001408534-23-000033","json":"https://secwatch.observer/filing/0001408534-23-000033.json","markdown":"https://secwatch.observer/filing/0001408534-23-000033.md","text":"https://secwatch.observer/filing/0001408534-23-000033.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1408534/000140853423000033/0001408534-23-000033-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1408534/000140853423000033/fgbi-20230426.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T12:18:58.881926+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"c499a21eabfbc8073a76c5b38f7f876cbebf8c74","claim":"First Guaranty Bancshares, Inc. reported first quarter 2023 results: net income $3,468,000, EPS $0.27.","evidence_excerpt":"Net Income 3,468 7,585 Less: Preferred stock dividends 582 582 Income Available to Common Shareholders $2,886 $7,003 Per Common Share: Earnings $0.27 $0.65","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1408534/000140853423000033/0001408534-23-000033-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter 2023"},{"label":"Net income","value":"$3,468,000"},{"label":"EPS","value":"$0.27"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}