---
schema_version: "secwatch.filing_event.v1"
accession: "0001408534-23-000035"
form_type: "8-K"
ticker: "FGBI"
cik: "0001408534"
company_name: "First Guaranty Bancshares, Inc."
filed_at: "2023-04-26T23:59:59+00:00"
generated_at: "2026-06-16T12:21:21.380273+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "medium"
source: SEC EDGAR
---

# First Guaranty reports Q1 loan interest income $38.1M; deposits $2.86B

## Summary
- Loan interest income Q1 2023 $38.15M, up from $28.04M in Q1 2022 and $35.58M in Q4 2022.
- Total deposits $2.86B at March 31, 2023, compared to $2.62B a year earlier.
- Acquisition of Lone Star Bank progressing through regulatory process; branch approved in Fate, Texas.
- CEO states company has 'moved past the worst period' of interest expense pressure.
- Paid 119th consecutive quarterly cash dividend; no per-share amount disclosed.

## SEC filing metadata
- accession: 0001408534-23-000035
- form_type: 8-K
- ticker: FGBI
- cik: 0001408534
- company_name: First Guaranty Bancshares, Inc.
- filed_at: 2023-04-26T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: medium
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1408534/000140853423000035/0001408534-23-000035-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1408534/000140853423000035/fgbi-20230426.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001408534-23-000035
- JSON: https://secwatch.observer/filing/0001408534-23-000035.json
- Plain text: https://secwatch.observer/filing/0001408534-23-000035.txt

## Key facts
- Earnings Releases
  First Guaranty Bancshares, Inc. reported the first quarter of 2023 results: revenue $38,149,000.
  - Period: the first quarter of 2023
  - Revenue: $38,149,000
  - Result: reported results
  source text: Our loan interest income for the first quarter of 2023 totaled $38,149,000
  evidence_url: https://www.sec.gov/Archives/edgar/data/1408534/000140853423000035/0001408534-23-000035-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.