---
schema_version: "secwatch.filing_event.v1"
accession: "0001408534-23-000087"
form_type: "8-K"
ticker: "FGBI"
cik: "0001408534"
company_name: "First Guaranty Bancshares, Inc."
filed_at: "2023-10-27T23:59:59+00:00"
generated_at: "2026-06-09T06:52:16.094570+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "medium"
source: SEC EDGAR
---

# First Guaranty Bancshares Q3 loan growth to $2.71B; interest income up to $47.6M

## Summary
- Loan portfolio grew to $2.708B as of Sep 30, 2023 vs $2.599B at Jun 30, 2023.
- Total interest income for Q3 2023 was $47.627M, up from $43.781M in Q2 2023.
- Non-interest expense for Q3 2023 was $19.996M, roughly flat vs $19.735M in Q2.
- CEO states bank 'passed the bottom' in deposit cost squeeze and is making progress.
- No net income or EPS figures provided; financial statement details not fully disclosed.

## SEC filing metadata
- accession: 0001408534-23-000087
- form_type: 8-K
- ticker: FGBI
- cik: 0001408534
- company_name: First Guaranty Bancshares, Inc.
- filed_at: 2023-10-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: medium
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1408534/000140853423000087/0001408534-23-000087-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1408534/000140853423000087/fgbi-20231027.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001408534-23-000087
- JSON: https://secwatch.observer/filing/0001408534-23-000087.json
- Plain text: https://secwatch.observer/filing/0001408534-23-000087.txt

## Key facts
- Earnings Releases
  First Guaranty Bancshares, Inc. reported financial results for the quarter ending September 30, 2023.
  - Period: the quarter ending September 30, 2023
  - Result: reported results
  source text: On October 27, 2023, First Guaranty Bancshares, Inc. issued a press release reporting its financial results at and for the three months and nine months ended September 30, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1408534/000140853423000087/0001408534-23-000087-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.