{"schema_version":"secwatch.filing_event.v1","accession":"0001408534-24-000012","form_type":"8-K","ticker":"FGBI","cik":"0001408534","company_name":"First Guaranty Bancshares, Inc.","filed_at":"2024-02-09T23:59:59+00:00","discovered_at":"2026-05-14T18:03:24.087620+00:00","generated_at":"2026-06-06T04:46:03.889978+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"First Guaranty Bancshares Q4 net income falls 75% to $1.3M; full-year EPS $0.62 vs $2.48","bullets":["Q4 2023 net income of $1.3M (diluted EPS $0.06), down 75% from $5.1M ($0.42) in Q4 2022.","Full-year 2023 net income $9.2M ($0.62 EPS), down 68% from $28.9M ($2.48) in 2022.","Net interest income fell to $84.7M from $100.0M; interest expense jumped to $98.3M from $36.5M on higher deposit costs.","Total assets $3.55B, loans $2.75B, deposits $3.01B; book value per share declined to $17.36 from $18.84."],"urls":{"canonical":"https://secwatch.observer/filing/0001408534-24-000012","json":"https://secwatch.observer/filing/0001408534-24-000012.json","markdown":"https://secwatch.observer/filing/0001408534-24-000012.md","text":"https://secwatch.observer/filing/0001408534-24-000012.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1408534/000140853424000012/0001408534-24-000012-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1408534/000140853424000012/fgbi-20240209.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T04:46:03.889978+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"7835f553afa6523649df15e6ab3417904ad51054","claim":"First Guaranty Bancshares, Inc. reported the fiscal year ended December 31, 2023 results: net income 9,219, EPS $0.62.","evidence_excerpt":"On February 9, 2024 First Guaranty Bancshares, Inc. released its Fourth Quarter 2023 Report to shareholders.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1408534/000140853424000012/0001408534-24-000012-index.htm","confidence":0.7,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fiscal year ended December 31, 2023"},{"label":"Net income","value":"9,219"},{"label":"EPS","value":"$0.62"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}