{"schema_version":"secwatch.filing_event.v1","accession":"0001408534-24-000087","form_type":"8-K","ticker":"FGBI","cik":"0001408534","company_name":"First Guaranty Bancshares, Inc.","filed_at":"2024-10-30T23:59:59+00:00","discovered_at":"2026-05-14T18:03:08.367485+00:00","generated_at":"2026-05-30T08:10:19.973125+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"First Guaranty Bancshares Q3 net income $1.93M, EPS $0.11; dividend cut to $0.08","bullets":["Q3 2024 net income $1.927M ($0.11 per common share) vs $1.772M ($0.10) a year ago.","Net interest income $22.698M; provision for credit losses surged to $4.904M from $0.627M.","Quarterly cash dividend cut to $0.08 per share from $0.16 in Q3 2023.","YTD net income $11.438M ($0.78 EPS) vs $7.916M ($0.56); book value per common share $17.86.","Total assets $3.924B, up 15% YoY; loans $2.770B, deposits $3.430B."],"urls":{"canonical":"https://secwatch.observer/filing/0001408534-24-000087","json":"https://secwatch.observer/filing/0001408534-24-000087.json","markdown":"https://secwatch.observer/filing/0001408534-24-000087.md","text":"https://secwatch.observer/filing/0001408534-24-000087.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1408534/000140853424000087/0001408534-24-000087-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1408534/000140853424000087/fgbi-20241030.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T08:10:19.973125+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}