{"schema_version":"secwatch.filing_event.v1","accession":"0001408534-26-000030","form_type":"8-K","ticker":"FGBI","cik":"0001408534","company_name":"First Guaranty Bancshares, Inc.","filed_at":"2026-04-27T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.245885+00:00","generated_at":"2026-05-15T03:45:50.459701+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"First Guaranty Bancshares reports Q1 net income of $2.7M vs loss of $6.2M a year ago","bullets":["Net income $2.7M vs $(6.2)M in Q1 2025; diluted EPS $0.14 vs $(0.54).","Nonperforming assets reduced $12.0M; bank risk-weighted capital ratio up 123bps to 14.71%.","Total loans fell 7.0% to $1.9B; deposits down 3.4% to $3.5B from Dec 31, 2025.","Provision for credit losses decreased to $2.6M from $14.5M in prior-year quarter.","Common dividend maintained at $0.01 per share; 131 consecutive quarterly dividends paid."],"urls":{"canonical":"https://secwatch.observer/filing/0001408534-26-000030","json":"https://secwatch.observer/filing/0001408534-26-000030.json","markdown":"https://secwatch.observer/filing/0001408534-26-000030.md","text":"https://secwatch.observer/filing/0001408534-26-000030.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1408534/000140853426000030/0001408534-26-000030-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1408534/000140853426000030/fgbi-20260427.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T03:45:50.459701+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"cc935ddcf88cab42215e10fc30850180e88305a5","claim":"First Guaranty Bancshares, Inc. reported three months ended March 31, 2026 results: EPS $0.14.","evidence_excerpt":"Earnings (loss) per common share were $0.14 and $(0.54) for the three months ended March 31, 2026 and 2025, respectively.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1408534/000140853426000030/0001408534-26-000030-index.htm","confidence":0.99,"family_label":"Earnings Releases","details":[{"label":"Period","value":"three months ended March 31, 2026"},{"label":"EPS","value":"$0.14"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"cfc143ae2ce665578f13ef157190a40f7c36dbd7","claim":"First Guaranty Bancshares, Inc. reported first quarter and three months ended March 31, 2026 results: net income $2.7 million, EPS $0.14.","evidence_excerpt":"Net income (loss) for the three months ended March 31, 2026 and 2025 was $2.7 million and $(6.2) million, respectively, an increase of $8.9 million.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1408534/000140853426000030/0001408534-26-000030-index.htm","confidence":0.99,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter and three months ended March 31, 2026"},{"label":"Net income","value":"$2.7 million"},{"label":"EPS","value":"$0.14"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}