secwatch.observer — SEC 8-K summary
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Issuer:     First Guaranty Bancshares, Inc. (FGBI)
CIK:        0001408534
Form:       8-K
Filed at:   2026-04-27T23:59:59+00:00
Accession:  0001408534-26-000030
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First Guaranty Bancshares reports Q1 net income of $2.7M vs loss of $6.2M a year ago
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- Net income $2.7M vs $(6.2)M in Q1 2025; diluted EPS $0.14 vs $(0.54).
- Nonperforming assets reduced $12.0M; bank risk-weighted capital ratio up 123bps to 14.71%.
- Total loans fell 7.0% to $1.9B; deposits down 3.4% to $3.5B from Dec 31, 2025.
- Provision for credit losses decreased to $2.6M from $14.5M in prior-year quarter.
- Common dividend maintained at $0.01 per share; 131 consecutive quarterly dividends paid.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1408534/000140853426000030/0001408534-26-000030-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1408534/000140853426000030/fgbi-20260427.htm
  HTML page:      https://secwatch.observer/filing/0001408534-26-000030

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer