{"schema_version":"secwatch.filing_event.v1","accession":"0001409970-21-000067","form_type":"8-K","ticker":"LC","cik":"0001409970","company_name":"LendingClub Corp","filed_at":"2021-10-27T23:59:59+00:00","discovered_at":"2026-05-14T18:04:12.426580+00:00","generated_at":"2026-06-28T17:23:06.697481+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"LendingClub Q3 record revenue $246.2M, net income $27.2M; raises FY2021 outlook","bullets":["Record revenue $246.2M (+20% sequential); net income $27.2M (+190% sequential).","GAAP EPS $0.26 but impacted by $51.5M in notable items (CECL provisioning $34M, revenue deferrals $17.5M).","Loan originations $3.11B (+14% sequential); deposits up 12% to $2.8B.","Full year 2021 guidance raised: revenue $796M-$806M, net income $9M-$14M.","Q4 2021 guidance: loan originations $2.8B-$3.0B, revenue $240M-$250M."],"urls":{"canonical":"https://secwatch.observer/filing/0001409970-21-000067","json":"https://secwatch.observer/filing/0001409970-21-000067.json","markdown":"https://secwatch.observer/filing/0001409970-21-000067.md","text":"https://secwatch.observer/filing/0001409970-21-000067.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1409970/000140997021000067/0001409970-21-000067-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1409970/000140997021000067/lc-20211027.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T17:23:06.697481+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}