LendingClub posts record Q4 revenue $262.2M and EPS $0.27; 2022 net income guidance $130-$150M

LendingClub Corp

2021-FY EPS reported $0.18

Q4 2021 revenue $262.2M, net income $29.1M ($0.27 diluted EPS), exceeding high end of guidance.
Full year 2021 revenue $818.6M (+157% YoY), net income $18.6M vs loss of $187.5M in 2020.
Q4 notable items of $56.6M (CECL provisioning $39.5M, revenue deferrals $17.1M) reduced EPS by $0.53.
Q4 loan originations $3.07B; deposits grew 10% sequentially to $3.1B; bank loan portfolio up 22%.
2022 guidance: revenue $1.1-$1.2B, net income $130-$150M; Q1 revenue $255-$265M, net income $25-$30M.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.