{"schema_version":"secwatch.filing_event.v1","accession":"0001409970-22-000019","form_type":"8-K","ticker":"LC","cik":"0001409970","company_name":"LendingClub Corp","filed_at":"2022-04-27T23:59:59+00:00","discovered_at":"2026-05-14T18:04:00.566994+00:00","generated_at":"2026-06-26T04:01:49.243970+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"LendingClub Q1 revenue $289.5M (+174% YoY); net income $40.8M, raises FY 2022 outlook","bullets":["Revenue of $289.5M doubled YoY; net income $40.8M vs. loss of $47.1M in Q1 2021.","Diluted EPS $0.39 vs. loss of $0.49 a year ago; pre-tax pre-provision income $98.3M.","Deposits grew to $4.0B (+27% from Dec 2021); net interest margin expanded to 8.6%.","FY 2022 revenue guidance raised to $1.15B-$1.25B; net income guided $145M-$165M.","CEO Scott Sanborn cited 4M+ members and differentiated marketplace bank model."],"urls":{"canonical":"https://secwatch.observer/filing/0001409970-22-000019","json":"https://secwatch.observer/filing/0001409970-22-000019.json","markdown":"https://secwatch.observer/filing/0001409970-22-000019.md","text":"https://secwatch.observer/filing/0001409970-22-000019.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1409970/000140997022000019/0001409970-22-000019-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1409970/000140997022000019/lc-20220427.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T04:01:49.243970+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}