{"schema_version":"secwatch.filing_event.v1","accession":"0001409970-22-000039","form_type":"8-K","ticker":"LC","cik":"0001409970","company_name":"LendingClub Corp","filed_at":"2022-07-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:55.653049+00:00","generated_at":"2026-06-24T08:05:04.911970+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"LendingClub Q2 record revenue $330M; adjusted net income $46.8M up 399% YoY","bullets":["Total revenue $330.1M (+61% YoY); net interest income $116.2M (+153% YoY).","Reported net income $182.1M includes $132M income tax benefit from valuation allowance release.","Adjusted net income (excl. tax benefit) $46.8M, up 399% YoY; adjusted diluted EPS $0.45.","Deposits $4.5B (+78% YoY); total loans held for investment (ex-PPP) grew 106% YoY.","Efficiency ratio improved to 63% from 78% a year ago; credit quality remains strong."],"urls":{"canonical":"https://secwatch.observer/filing/0001409970-22-000039","json":"https://secwatch.observer/filing/0001409970-22-000039.json","markdown":"https://secwatch.observer/filing/0001409970-22-000039.md","text":"https://secwatch.observer/filing/0001409970-22-000039.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1409970/000140997022000039/0001409970-22-000039-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1409970/000140997022000039/lc-20220727.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T08:05:04.911970+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}