{"schema_version":"secwatch.filing_event.v1","accession":"0001409970-24-000046","form_type":"8-K","ticker":"LC","cik":"0001409970","company_name":"LendingClub Corp","filed_at":"2024-10-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:08.371962+00:00","generated_at":"2026-05-30T11:02:18.656152+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"LendingClub Q3 revenue up 8% QoQ to $201.9M; net income flat at $14.5M; acquires Tally tech","bullets":["Total assets grew 25% YTD to $11.0B, driven by $1.3B purchase of LendingClub-issued loan portfolio.","Loan originations rose to $1.9B from $1.8B QoQ; net charge-off ratio improved to 5.4% from 6.2%.","Book value per common share increased to $11.95 from $11.52 QoQ; tangible book value $11.19.","Deposits increased to $9.5B from $8.1B; 88% FDIC-insured; Tier 1 leverage ratio 11.3%.","Acquired Tally's credit card debt management technology to accelerate product roadmap."],"urls":{"canonical":"https://secwatch.observer/filing/0001409970-24-000046","json":"https://secwatch.observer/filing/0001409970-24-000046.json","markdown":"https://secwatch.observer/filing/0001409970-24-000046.md","text":"https://secwatch.observer/filing/0001409970-24-000046.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1409970/000140997024000046/0001409970-24-000046-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1409970/000140997024000046/lc-20241023.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T11:02:18.656152+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}