{"schema_version":"secwatch.filing_event.v1","accession":"0001409970-25-000003","form_type":"8-K","ticker":"LC","cik":"0001409970","company_name":"LendingClub Corp","filed_at":"2025-01-28T23:59:59+00:00","discovered_at":"2026-05-14T18:03:03.549630+00:00","generated_at":"2026-05-27T08:12:12.522540+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"LendingClub Q4 revenue up 17% to $217M, originations up 13% to $1.85B","bullets":["Net income of $9.7M vs $10.2M YoY; diluted EPS $0.08 vs $0.09; includes $3.2M Tally impairment.","Pre-provision net revenue rose 34% to $74.3M; net charge-off ratio improved to 4.5% from 6.6%.","Executed $400M loan sale out of held-for-sale portfolio to a new bank buyer.","Total assets $10.6B (+20% YoY); deposits $9.1B (+24%); LevelUp Savings reached $1.2B.","Book value $11.83 per share; tangible book value $11.09; consolidated Tier 1 leverage ratio 11.0%."],"urls":{"canonical":"https://secwatch.observer/filing/0001409970-25-000003","json":"https://secwatch.observer/filing/0001409970-25-000003.json","markdown":"https://secwatch.observer/filing/0001409970-25-000003.md","text":"https://secwatch.observer/filing/0001409970-25-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1409970/000140997025000003/0001409970-25-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1409970/000140997025000003/lc-20250128.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T08:12:12.522540+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}