---
schema_version: "secwatch.filing_event.v1"
accession: "0001409970-25-000003"
form_type: "8-K"
ticker: "LC"
cik: "0001409970"
company_name: "LendingClub Corp"
filed_at: "2025-01-28T23:59:59+00:00"
generated_at: "2026-05-27T08:12:12.522540+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# LendingClub Q4 revenue up 17% to $217M, originations up 13% to $1.85B

## Summary
- Net income of $9.7M vs $10.2M YoY; diluted EPS $0.08 vs $0.09; includes $3.2M Tally impairment.
- Pre-provision net revenue rose 34% to $74.3M; net charge-off ratio improved to 4.5% from 6.6%.
- Executed $400M loan sale out of held-for-sale portfolio to a new bank buyer.
- Total assets $10.6B (+20% YoY); deposits $9.1B (+24%); LevelUp Savings reached $1.2B.
- Book value $11.83 per share; tangible book value $11.09; consolidated Tier 1 leverage ratio 11.0%.

## SEC filing metadata
- accession: 0001409970-25-000003
- form_type: 8-K
- ticker: LC
- cik: 0001409970
- company_name: LendingClub Corp
- filed_at: 2025-01-28T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1409970/000140997025000003/0001409970-25-000003-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1409970/000140997025000003/lc-20250128.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001409970-25-000003
- JSON: https://secwatch.observer/filing/0001409970-25-000003.json
- Plain text: https://secwatch.observer/filing/0001409970-25-000003.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.