{"schema_version":"secwatch.filing_event.v1","accession":"0001409970-25-000015","form_type":"8-K","ticker":"LC","cik":"0001409970","company_name":"LendingClub Corp","filed_at":"2025-04-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:48.199258+00:00","generated_at":"2026-05-23T03:39:41.370756+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"LendingClub Q1 revenue up 20% to $217.7M, originations +21% to $2.0B","bullets":["Net income $11.7M ($0.10 diluted EPS) vs $12.3M ($0.11 EPS) YoY.","Pre-provision net revenue jumped 52% to $73.8M from $48.5M YoY.","Crossed $100B in lifetime originations; net charge-off rate improved to 4.7% from 8.1% YoY.","Deposits $8.9B (+18% YoY); total assets $10.5B (+13% YoY).","Acquired AI spending intelligence platform Cushion and closed $100M Structured Certificates deal."],"urls":{"canonical":"https://secwatch.observer/filing/0001409970-25-000015","json":"https://secwatch.observer/filing/0001409970-25-000015.json","markdown":"https://secwatch.observer/filing/0001409970-25-000015.md","text":"https://secwatch.observer/filing/0001409970-25-000015.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1409970/000140997025000015/0001409970-25-000015-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1409970/000140997025000015/lc-20250429.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T03:39:41.370756+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}