{"schema_version":"secwatch.filing_event.v1","accession":"0001409970-25-000069","form_type":"8-K","ticker":"LC","cik":"0001409970","company_name":"LendingClub Corp","filed_at":"2025-10-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.334416+00:00","generated_at":"2026-05-17T02:42:28.688052+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"LendingClub Q3 net income triples to $44.3M; originations +37%; BlackRock commits up to $1B","bullets":["Diluted EPS $0.37 (+185% YoY); net income $44.3M (tripled from $14.5M).","Total net revenue $266.2M (+32% YoY); originations $2.6B (+37%).","Pre-provision net revenue $103.5M (+58%); efficiency ratio improved to 61%.","MOU with BlackRock: funds to invest up to $1B through LC marketplace programs through 2026.","ROE 12.4%, ROTCE 13.2%; book value $12.68/share, tangible book $11.95."],"urls":{"canonical":"https://secwatch.observer/filing/0001409970-25-000069","json":"https://secwatch.observer/filing/0001409970-25-000069.json","markdown":"https://secwatch.observer/filing/0001409970-25-000069.md","text":"https://secwatch.observer/filing/0001409970-25-000069.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1409970/000140997025000069/0001409970-25-000069-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1409970/000140997025000069/lc-20251022.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T02:42:28.688052+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}