---
schema_version: "secwatch.filing_event.v1"
accession: "0001409970-25-000069"
form_type: "8-K"
ticker: "LC"
cik: "0001409970"
company_name: "LendingClub Corp"
filed_at: "2025-10-22T23:59:59+00:00"
generated_at: "2026-05-17T02:42:28.688052+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# LendingClub Q3 net income triples to $44.3M; originations +37%; BlackRock commits up to $1B

## Summary
- Diluted EPS $0.37 (+185% YoY); net income $44.3M (tripled from $14.5M).
- Total net revenue $266.2M (+32% YoY); originations $2.6B (+37%).
- Pre-provision net revenue $103.5M (+58%); efficiency ratio improved to 61%.
- MOU with BlackRock: funds to invest up to $1B through LC marketplace programs through 2026.
- ROE 12.4%, ROTCE 13.2%; book value $12.68/share, tangible book $11.95.

## SEC filing metadata
- accession: 0001409970-25-000069
- form_type: 8-K
- ticker: LC
- cik: 0001409970
- company_name: LendingClub Corp
- filed_at: 2025-10-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1409970/000140997025000069/0001409970-25-000069-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1409970/000140997025000069/lc-20251022.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001409970-25-000069
- JSON: https://secwatch.observer/filing/0001409970-25-000069.json
- Plain text: https://secwatch.observer/filing/0001409970-25-000069.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.