secwatch.observer — SEC 8-K summary
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Issuer:     LendingClub Corp (LC)
CIK:        0001409970
Form:       8-K
Filed at:   2026-01-28T23:59:59+00:00
Accession:  0001409970-26-000014
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

LendingClub Q4 net income $41.6M, EPS $0.35, revenue $266.5M (+23% YoY); originations +40% to $2.6B
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- GAAP net income $41.6M, diluted EPS $0.35 (vs $0.08 Q4 2024); full-year EPS $1.16 (vs $0.45).
- Total net revenue $266.5M (+23% YoY); provision for credit losses $47.2M (vs $63.2M Q4 2024).
- Originations $2.6B (+40% YoY); deposits $9.8B (+8%); Tier 1 leverage 12.0%, CET1 17.4%.
- Pre-provision net revenue $97.2M (+31% YoY); ROE 11.3%, ROTCE 11.9%.
- Executed $11.9M of $100M buyback; entering home improvement financing via tech/talent acquisition and distribution partnership.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1409970/000140997026000014/0001409970-26-000014-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1409970/000140997026000014/lc-20260128.htm
  HTML page:      https://secwatch.observer/filing/0001409970-26-000014

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer