{"schema_version":"secwatch.filing_event.v1","accession":"0001409970-26-000059","form_type":"8-K","ticker":"LC","cik":"0001409970","company_name":"LendingClub Corp","filed_at":"2026-04-27T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.247520+00:00","generated_at":"2026-05-15T03:45:51.201284+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"LendingClub Q1 EPS $0.44 (+340% YoY); record pre-tax income $67.3M; originations up 31%","bullets":["Net income $51.6M (EPS $0.44) vs $11.7M ($0.10) YoY, a 340% increase in diluted EPS.","Total net revenue $252.3M (+16% YoY); originations $2.7B (+31% YoY).","Provision for credit losses $0.4M, down from $58.1M; net charge-offs $42.5M vs $76.1M.","Rebranding to Happen Bank in summer 2026; expanded into home improvement loans in April.","Executed $26M of $100M buyback in Q1; ROE 13.7%, ROTCE 14.5%."],"urls":{"canonical":"https://secwatch.observer/filing/0001409970-26-000059","json":"https://secwatch.observer/filing/0001409970-26-000059.json","markdown":"https://secwatch.observer/filing/0001409970-26-000059.md","text":"https://secwatch.observer/filing/0001409970-26-000059.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1409970/000140997026000059/0001409970-26-000059-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1409970/000140997026000059/lc-20260427.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T03:45:51.201284+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"c72d7d4aab8ed68862655cfd95c7b3fdcfa2be85","claim":"LendingClub Corp reported financial results for first quarter ended March 31, 2026.","evidence_excerpt":"On April 27, 2026, LendingClub Corporation (“LendingClub”) issued a press release (the “Earnings Press Release”) regarding its financial results for the first quarter ended March 31, 2026.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1409970/000140997026000059/0001409970-26-000059-index.htm","confidence":0.99,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter ended March 31, 2026"},{"label":"Result","value":"reported results"}]}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}