{"schema_version":"secwatch.filing_event.v1","accession":"0001409970-26-000159","form_type":"8-K","ticker":"LC","cik":"0001409970","company_name":"LendingClub Corp","filed_at":"2026-07-27T20:12:52+00:00","discovered_at":"2026-07-27T20:14:00.274804+00:00","generated_at":"2026-07-27T20:14:12.995681+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Happen Q2 2026: record pre-tax income $75.7M, EPS $0.50 (+52% YoY), originations +29% to $3.1B","bullets":["Record pre-tax income $75.7M, net income $58.1M, diluted EPS $0.50 (up 52% YoY).","Total net revenue $262.9M (+6% YoY); originations $3.1B (+29% YoY).","Provision benefit $10.9M vs expense $39.7M prior year; net charge-offs improved to $40.6M.","Rebranded to Happen Bank, moved listing to Nasdaq:HAPN; entered home improvement market.","Executed $12M of $100M buyback in Q2; cumulative $50M."],"urls":{"canonical":"https://secwatch.observer/filing/0001409970-26-000159","json":"https://secwatch.observer/filing/0001409970-26-000159.json","markdown":"https://secwatch.observer/filing/0001409970-26-000159.md","text":"https://secwatch.observer/filing/0001409970-26-000159.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1409970/000140997026000159/0001409970-26-000159-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1409970/000140997026000159/lc-20260727.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-27T20:14:12.995681+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}