{"schema_version":"secwatch.filing_event.v1","accession":"0001410578-25-001455","form_type":"8-K","ticker":"C","cik":"0000831001","company_name":"CITIGROUP INC","filed_at":"2025-07-15T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.465761+00:00","generated_at":"2026-05-18T06:34:44.207653+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Citi Q2 2025 net income $4.0B, EPS $1.96, revenue +8% YoY","bullets":["Net income $4.0B ($1.96 EPS) vs $3.2B ($1.52 EPS) in Q2 2024; revenue $21.7B +8%.","Services revenue +8% to $5.1B; Markets best Q2 since 2020; Banking +18%; Wealth +20%.","Returned ~$3.1B to shareholders including $2B buybacks; CET1 ratio 13.5%.","Operating expenses +2% to $13.6B; cost of credit +16% to $2.9B; non-accrual loans +49%.","Book value per share $106.94, TBV $94.16; RoTCE 8.7% up 150bps YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0001410578-25-001455","json":"https://secwatch.observer/filing/0001410578-25-001455.json","markdown":"https://secwatch.observer/filing/0001410578-25-001455.md","text":"https://secwatch.observer/filing/0001410578-25-001455.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/831001/000141057825001455/0001410578-25-001455-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/831001/000141057825001455/c-20250715x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T06:34:44.207653+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}