---
schema_version: "secwatch.filing_event.v1"
accession: "0001410578-25-001455"
form_type: "8-K"
ticker: "C"
cik: "0000831001"
company_name: "CITIGROUP INC"
filed_at: "2025-07-15T23:59:59+00:00"
generated_at: "2026-05-18T06:34:44.207653+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Citi Q2 2025 net income $4.0B, EPS $1.96, revenue +8% YoY

## Summary
- Net income $4.0B ($1.96 EPS) vs $3.2B ($1.52 EPS) in Q2 2024; revenue $21.7B +8%.
- Services revenue +8% to $5.1B; Markets best Q2 since 2020; Banking +18%; Wealth +20%.
- Returned ~$3.1B to shareholders including $2B buybacks; CET1 ratio 13.5%.
- Operating expenses +2% to $13.6B; cost of credit +16% to $2.9B; non-accrual loans +49%.
- Book value per share $106.94, TBV $94.16; RoTCE 8.7% up 150bps YoY.

## SEC filing metadata
- accession: 0001410578-25-001455
- form_type: 8-K
- ticker: C
- cik: 0000831001
- company_name: CITIGROUP INC
- filed_at: 2025-07-15T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/831001/000141057825001455/0001410578-25-001455-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/831001/000141057825001455/c-20250715x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001410578-25-001455
- JSON: https://secwatch.observer/filing/0001410578-25-001455.json
- Plain text: https://secwatch.observer/filing/0001410578-25-001455.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.