{"schema_version":"secwatch.filing_event.v1","accession":"0001412665-24-000061","form_type":"8-K","ticker":null,"cik":"0001412665","company_name":"MidWestOne Financial Group, Inc.","filed_at":"2024-04-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:18.312402+00:00","generated_at":"2026-06-03T07:46:04.421848+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"MidWestOne Financial Q1 net income $0.21 EPS; NIM expands to 2.33%; dividend declared","bullets":["Net income $3.3M ($0.21 diluted EPS); revenue $44.5M; net interest income up 7% linked quarter.","Net interest margin (tax-equivalent) 2.33%, up 11 bps from Q4 2023; earning asset yield +20 bps.","Completed Denver Bankshares acquisition on Jan 31; day-1 credit loss expense $3.2M; merger costs $1.3M.","Declared $0.2425 per share dividend payable June 17, 2024; record date June 3.","Nonperforming assets ratio 0.49% (stable); allowance for credit losses ratio 1.27%."],"urls":{"canonical":"https://secwatch.observer/filing/0001412665-24-000061","json":"https://secwatch.observer/filing/0001412665-24-000061.json","markdown":"https://secwatch.observer/filing/0001412665-24-000061.md","text":"https://secwatch.observer/filing/0001412665-24-000061.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1412665/000141266524000061/0001412665-24-000061-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1412665/000141266524000061/mofg-20240425.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T07:46:04.421848+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"fec95c7e16e1eebcec4a9c64d42e24a8d95f649a","claim":"MidWestOne Financial Group, Inc. reported first quarter of 2024 results: revenue $44.5 million, net income $3.3 million, EPS $0.21 per diluted common share.","evidence_excerpt":"MidWest One Financial Group, Inc. (Nasdaq: MOFG) (“we”, “our”, or the \"Company”) today reported results for the first quarter of 2024. First Quarter 2024 Summary 1 • Completed acquisition of Denver Bankshares, Inc. (\"DNVB\"), the related core banking system conversion, and closure of the legacy MidWest One Denver banking office. • Net income of $3.3 million, or $0.21 per diluted common share. ◦ Revenue was $44.5 million, comprised of net interest income of $34.7 million and noninterest income of $9.8 million, which included a negative MSR valuation adjustment of $368 thousand.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1412665/000141266524000061/0001412665-24-000061-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter of 2024"},{"label":"Revenue","value":"$44.5 million"},{"label":"Net income","value":"$3.3 million"},{"label":"EPS","value":"$0.21 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}