MidWestOne redeems $65M sub notes due 2030, issues $50M senior term note

MidWestOne Financial Group, Inc.

Redeemed $65M 5.75% Fixed-to-Floating Subordinated Notes due 2030 at par plus accrued interest on July 30, 2025.
Funded redemption with cash on hand and proceeds from new $50M senior term note closed July 29, 2025.
New senior term note has 5-year maturity, 7-year amortization, floating rate of 1-month SOFR + 1.75%.
New debt is senior, replacing subordinated debt; potential interest savings if SOFR+1.75% remains below 5.75%.

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