{"schema_version":"secwatch.filing_event.v1","accession":"0001419536-23-000024","form_type":"8-K","ticker":"CBNK","cik":"0001419536","company_name":"Capital Bancorp Inc","filed_at":"2023-01-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:44.864348+00:00","generated_at":"2026-06-20T09:24:10.090149+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"CBNK reports Q4 net income down 11.6% YoY to $9.0M; record full-year earnings of $41.8M","bullets":["Q4 2022 diluted EPS of $0.62 vs $0.71 in Q4 2021; net income $9.0M, down 11.6% YoY.","Full-year 2022 net income rose 4.6% to $41.8M; diluted EPS $2.91 vs $2.84 in 2021.","Portfolio loans grew 13.4% YoY to $1.7B; tangible book value per share up 11.8% to $15.84.","OpenSky revenue declined 8.2% to $20.3M; mortgage banking revenue fell $2.8M in Q4.","CEO cites challenging deposit environment; expects Commercial Bank growth and Mortgage recovery in 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0001419536-23-000024","json":"https://secwatch.observer/filing/0001419536-23-000024.json","markdown":"https://secwatch.observer/filing/0001419536-23-000024.md","text":"https://secwatch.observer/filing/0001419536-23-000024.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1419536/000141953623000024/0001419536-23-000024-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1419536/000141953623000024/cbnk-20230125.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T09:24:10.090149+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"8213d4901fdb259ea43a0b91e0abafc152bf8c7e","claim":"Capital Bancorp Inc reported financial results for for the three and twelve months ended December 31, 2022.","evidence_excerpt":"On January 25, 2023 , Capital Bancorp, Inc. (the “Company”) issued a press release announcing the Company’s unaudited financial results for the three and twelve months ended December 31, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1419536/000141953623000024/0001419536-23-000024-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"for the three and twelve months ended December 31, 2022"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}