{"schema_version":"secwatch.filing_event.v1","accession":"0001419536-23-000117","form_type":"8-K","ticker":"CBNK","cik":"0001419536","company_name":"Capital Bancorp Inc","filed_at":"2023-10-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:29.007911+00:00","generated_at":"2026-06-09T16:29:06.224570+00:00","sec_items":["2.02","9.01","8.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Capital Bancorp Q3 net income $9.8M, EPS $0.70; NIM improves to 6.71%","bullets":["Net income $9.8M ($0.70 diluted EPS) vs $7.3M ($0.52) in Q2 2023 and $11.1M ($0.77) in Q3 2022.","Net interest margin improved to 6.71% from 6.63% QoQ; portfolio loans grew $24.9M (5.4% annualized).","Total deposits increased $33.6M to $2.0B; average deposits rose $37.1M QoQ.","Board declared $0.08/share dividend, payable Nov 22 to holders of record Nov 6.","Repurchased 100,575 shares at avg $19.47 during Q3; tangible book value $17.48, up 15% YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0001419536-23-000117","json":"https://secwatch.observer/filing/0001419536-23-000117.json","markdown":"https://secwatch.observer/filing/0001419536-23-000117.md","text":"https://secwatch.observer/filing/0001419536-23-000117.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1419536/000141953623000117/0001419536-23-000117-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1419536/000141953623000117/cbnk-20231023.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T16:29:06.224570+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"30d18cbb50cebe36016d3b3b985c65069e4a4111","claim":"Capital Bancorp Inc reported three and nine months ended September 30, 2023 results: net income $9.8 million, EPS $0.70 per diluted share.","evidence_excerpt":"Capital Bancorp, Inc. Reports Third Quarter 2023 Net Income of $9.8 million, or $0.70 per share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1419536/000141953623000117/0001419536-23-000117-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"three and nine months ended September 30, 2023"},{"label":"Net income","value":"$9.8 million"},{"label":"EPS","value":"$0.70 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}