---
schema_version: "secwatch.filing_event.v1"
accession: "0001419536-24-000014"
form_type: "8-K"
ticker: "CBNK"
cik: "0001419536"
company_name: "Capital Bancorp Inc"
filed_at: "2024-07-22T23:59:59+00:00"
generated_at: "2026-05-31T18:29:49.373471+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Capital Bancorp Q2 net income up 25% to $8.2M; raises dividend 25% to $0.10

## Summary
- Q2 net income $8.2M ($0.59 EPS) vs $6.6M ($0.47) in Q1; adjusted EPS $0.59.
- Net interest margin expanded to 6.46% (Q1: 6.24%); core NIM (ex-credit card) to 4.00% (Q1: 3.85%).
- Loans grew $57.1M (11.7% annualized); deposits grew $94.7M (19.0% annualized).
- Quarterly dividend raised 25% to $0.10/share payable Aug 21; record Aug 5.
- Acquisition of Integrated Financial Holdings received Fed approval; shareholder meeting Aug 15.

## SEC filing metadata
- accession: 0001419536-24-000014
- form_type: 8-K
- ticker: CBNK
- cik: 0001419536
- company_name: Capital Bancorp Inc
- filed_at: 2024-07-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01, 8.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1419536/000141953624000014/0001419536-24-000014-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1419536/000141953624000014/cbnk-20240722.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001419536-24-000014
- JSON: https://secwatch.observer/filing/0001419536-24-000014.json
- Plain text: https://secwatch.observer/filing/0001419536-24-000014.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.