{"schema_version":"secwatch.filing_event.v1","accession":"0001419536-24-000026","form_type":"8-K","ticker":"CBNK","cik":"0001419536","company_name":"Capital Bancorp Inc","filed_at":"2024-10-28T23:59:59+00:00","discovered_at":"2026-05-14T18:03:08.402557+00:00","generated_at":"2026-05-30T09:37:59.092574+00:00","sec_items":["2.02","9.01","8.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Capital Bancorp Q3 net income $8.7M ($0.62 EPS); adjusted EPS $0.66; dividend $0.10","bullets":["Net income of $8.7M, up 5.7% QoQ from $8.2M; diluted EPS $0.62 vs $0.59 prior quarter.","Adjusted net income (excl. merger costs) $9.2M, or $0.66 diluted EPS.","Net interest income $38.4M, +3.5% QoQ; NIM 6.41%; core NIM (ex-credit card) 4.08%.","Loans +$85.9M (16.9% annualized); deposits +$85.8M (16.2% annualized); TBV $20.13, +4.5%.","Completed IFHI merger on Oct 1; Q3 pre-tax merger costs $0.5M; declared $0.10 dividend (payable Nov 20, record Nov 4)."],"urls":{"canonical":"https://secwatch.observer/filing/0001419536-24-000026","json":"https://secwatch.observer/filing/0001419536-24-000026.json","markdown":"https://secwatch.observer/filing/0001419536-24-000026.md","text":"https://secwatch.observer/filing/0001419536-24-000026.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1419536/000141953624000026/0001419536-24-000026-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1419536/000141953624000026/cbnk-20241028.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T09:37:59.092574+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}