---
schema_version: "secwatch.filing_event.v1"
accession: "0001419536-24-000026"
form_type: "8-K"
ticker: "CBNK"
cik: "0001419536"
company_name: "Capital Bancorp Inc"
filed_at: "2024-10-28T23:59:59+00:00"
generated_at: "2026-05-30T09:37:59.092574+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Capital Bancorp Q3 net income $8.7M ($0.62 EPS); adjusted EPS $0.66; dividend $0.10

## Summary
- Net income of $8.7M, up 5.7% QoQ from $8.2M; diluted EPS $0.62 vs $0.59 prior quarter.
- Adjusted net income (excl. merger costs) $9.2M, or $0.66 diluted EPS.
- Net interest income $38.4M, +3.5% QoQ; NIM 6.41%; core NIM (ex-credit card) 4.08%.
- Loans +$85.9M (16.9% annualized); deposits +$85.8M (16.2% annualized); TBV $20.13, +4.5%.
- Completed IFHI merger on Oct 1; Q3 pre-tax merger costs $0.5M; declared $0.10 dividend (payable Nov 20, record Nov 4).

## SEC filing metadata
- accession: 0001419536-24-000026
- form_type: 8-K
- ticker: CBNK
- cik: 0001419536
- company_name: Capital Bancorp Inc
- filed_at: 2024-10-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01, 8.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1419536/000141953624000026/0001419536-24-000026-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1419536/000141953624000026/cbnk-20241028.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001419536-24-000026
- JSON: https://secwatch.observer/filing/0001419536-24-000026.json
- Plain text: https://secwatch.observer/filing/0001419536-24-000026.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.