secwatch.observer — SEC 8-K summary
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Issuer:     Capital Bancorp Inc (CBNK)
CIK:        0001419536
Form:       8-K
Filed at:   2025-04-28T23:59:59+00:00
Accession:  0001419536-25-000058
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01, 8.01
LLM model:  deepseek-v4-flash:cloud@v2

Capital Bancorp Q1 net income $13.9M ($0.82 EPS); core NIM expands to 6.05%
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- Net income $13.9M ($0.82 diluted EPS) vs $7.5M ($0.45) in Q4 2024 and $6.6M ($0.47) in Q1 2024.
- Core net income $14.9M ($0.88); NIM improved 18 bps to 6.05%; NII up 3.9% QoQ and 31.5% YoY.
- Gross loans grew $48.2M (7.4% annualized); total deposits up $129.4M (19% annualized) from Q4.
- Dividend of $0.10/share declared, payable May 28 to record May 12; book value per share $22.19.
- Successful IFH integration; cost synergies $1.75M achieved ahead of schedule; core ROTCE 18.77%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1419536/000141953625000058/0001419536-25-000058-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1419536/000141953625000058/cbnk-20250428.htm
  HTML page:      https://secwatch.observer/filing/0001419536-25-000058

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