{"schema_version":"secwatch.filing_event.v1","accession":"0001419536-25-000099","form_type":"8-K","ticker":"CBNK","cik":"0001419536","company_name":"Capital Bancorp Inc","filed_at":"2025-10-27T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.365858+00:00","generated_at":"2026-05-17T02:09:35.292274+00:00","sec_items":["2.02","9.01","8.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Capital Bancorp 3Q25 GAAP EPS $0.89, core EPS $0.72; declares $0.12 dividend","bullets":["GAAP net income $15.1M ($0.89/diluted share); core net income $12.2M ($0.72/share).","Gross loans grew $82.2M (11.9% annualized) in Q3; total deposits fell $28.7M.","Net interest margin 6.36%, up 32 bps QoQ; net interest income rose $4.4M to $52.0M.","Book value per share $23.80 (+$0.88 QoQ); tangible book value $21.27 (+$0.63 QoQ).","Board declared $0.12/share dividend, payable Nov 26 to holders of record Nov 10."],"urls":{"canonical":"https://secwatch.observer/filing/0001419536-25-000099","json":"https://secwatch.observer/filing/0001419536-25-000099.json","markdown":"https://secwatch.observer/filing/0001419536-25-000099.md","text":"https://secwatch.observer/filing/0001419536-25-000099.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1419536/000141953625000099/0001419536-25-000099-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1419536/000141953625000099/cbnk-20251027.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T02:09:35.292274+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}