secwatch.observer — SEC 8-K summary
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Issuer:     Capital Bancorp Inc (CBNK)
CIK:        0001419536
Form:       8-K
Filed at:   2025-10-27T23:59:59+00:00
Accession:  0001419536-25-000099
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01, 8.01
LLM model:  deepseek-v4-flash:cloud@v2

Capital Bancorp 3Q25 GAAP EPS $0.89, core EPS $0.72; declares $0.12 dividend
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- GAAP net income $15.1M ($0.89/diluted share); core net income $12.2M ($0.72/share).
- Gross loans grew $82.2M (11.9% annualized) in Q3; total deposits fell $28.7M.
- Net interest margin 6.36%, up 32 bps QoQ; net interest income rose $4.4M to $52.0M.
- Book value per share $23.80 (+$0.88 QoQ); tangible book value $21.27 (+$0.63 QoQ).
- Board declared $0.12/share dividend, payable Nov 26 to holders of record Nov 10.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1419536/000141953625000099/0001419536-25-000099-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1419536/000141953625000099/cbnk-20251027.htm
  HTML page:      https://secwatch.observer/filing/0001419536-25-000099

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer