{"schema_version":"secwatch.filing_event.v1","accession":"0001419536-26-000097","form_type":"8-K","ticker":"CBNK","cik":"0001419536","company_name":"Capital Bancorp Inc","filed_at":"2026-04-27T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.260386+00:00","generated_at":"2026-05-15T03:46:02.593854+00:00","sec_items":["2.02","9.01","8.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Capital Bancorp Q1 2026 net income $12.0M, EPS $0.73; declares $0.12 dividend","bullets":["Diluted EPS $0.73, down 19.8% from $0.91 in Q4 2025 and 11.2% from $0.82 in Q1 2025.","Gross loans $3.026B (+9.2% annualized QoQ); total deposits $3.292B (+26.1% annualized QoQ).","Tangible book value per share rose 10.5% annualized to $22.62.","Net interest margin 5.71%, down 23 bps QoQ; ROA 1.33% vs 1.71% prior quarter.","Board declared $0.12/share dividend, payable May 27, 2026 to holders of record May 11."],"urls":{"canonical":"https://secwatch.observer/filing/0001419536-26-000097","json":"https://secwatch.observer/filing/0001419536-26-000097.json","markdown":"https://secwatch.observer/filing/0001419536-26-000097.md","text":"https://secwatch.observer/filing/0001419536-26-000097.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1419536/000141953626000097/0001419536-26-000097-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1419536/000141953626000097/cbnk-20260427.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T03:46:02.593854+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"18898d30cb0fcb5d115465391885769947b1a960","claim":"Capital Bancorp Inc reported three months ended March 31, 2026 results: net income $12.0, EPS $0.73.","evidence_excerpt":"Change Quarter Ended Change (in millions, except per share data) 1Q26 4Q25 1Q25 1Q26 vs 4Q25 1Q26 vs 1Q25 1Q26 4Q25 1Q25 1Q26 vs 4Q25 1Q26 vs 1Q25 Earnings Summary Net Income $12.0 $15.0 $13.9 (20.0)% (13.7)% $12.0 $15.0 $14.9 (20.0)% (19.5)% Earnings per share - diluted $0.73 $0.91 $0.82 (19.8)% (11.2)% $0.73 $0.91 $0.88 (19.8)% (16.9)% ROA 1.33% 1.71%","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1419536/000141953626000097/0001419536-26-000097-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"three months ended March 31, 2026"},{"label":"Net income","value":"$12.0"},{"label":"EPS","value":"$0.73"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}