secwatch.observer — SEC 8-K summary
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Issuer:     Capital Bancorp Inc (CBNK)
CIK:        0001419536
Form:       8-K
Filed at:   2026-04-27T23:59:59+00:00
Accession:  0001419536-26-000097
Event type: earnings
Sentiment:  negative
Materiality: 0.75
Item codes: 2.02, 9.01, 8.01
LLM model:  deepseek-v4-flash:cloud@v2

Capital Bancorp Q1 2026 net income $12.0M, EPS $0.73; declares $0.12 dividend
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- Diluted EPS $0.73, down 19.8% from $0.91 in Q4 2025 and 11.2% from $0.82 in Q1 2025.
- Gross loans $3.026B (+9.2% annualized QoQ); total deposits $3.292B (+26.1% annualized QoQ).
- Tangible book value per share rose 10.5% annualized to $22.62.
- Net interest margin 5.71%, down 23 bps QoQ; ROA 1.33% vs 1.71% prior quarter.
- Board declared $0.12/share dividend, payable May 27, 2026 to holders of record May 11.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1419536/000141953626000097/0001419536-26-000097-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1419536/000141953626000097/cbnk-20260427.htm
  HTML page:      https://secwatch.observer/filing/0001419536-26-000097

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer