{"schema_version":"secwatch.filing_event.v1","accession":"0001419536-26-000109","form_type":"8-K","ticker":"CBNK","cik":"0001419536","company_name":"Capital Bancorp Inc","filed_at":"2026-07-27T20:05:19+00:00","discovered_at":"2026-07-27T20:07:00.436690+00:00","generated_at":"2026-07-27T20:08:09.677449+00:00","sec_items":["2.02","9.01","8.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Capital Bancorp Q2 EPS $0.87, ROA 1.52%; raises dividend 16.7% to $0.14","bullets":["Net income $14.3M ($0.87 diluted EPS) vs $12.0M ($0.73) in Q1 2026; ROA 1.52%, ROTCE 15.51%.","Gross loans $3.086B (+7.9% annualized QoQ); total deposits $3.371B (+9.6% annualized QoQ); customer deposits $3.140B (+20.3% annualized QoQ).","Tangible book value per share $23.45, up 14.7% annualized from $22.62 in Q1 2026.","Board declared $0.14 per share dividend, a 16.7% increase from prior $0.12; payable Aug 26, record Aug 10.","Six-month net income $26.3M ($1.60 diluted EPS) vs $27.1M ($1.60) in prior year; core net income $26.3M vs $29.1M."],"urls":{"canonical":"https://secwatch.observer/filing/0001419536-26-000109","json":"https://secwatch.observer/filing/0001419536-26-000109.json","markdown":"https://secwatch.observer/filing/0001419536-26-000109.md","text":"https://secwatch.observer/filing/0001419536-26-000109.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1419536/000141953626000109/0001419536-26-000109-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1419536/000141953626000109/cbnk-20260727.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-27T20:08:09.677449+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}