---
schema_version: "secwatch.filing_event.v1"
accession: "0001419536-26-000109"
form_type: "8-K"
ticker: "CBNK"
cik: "0001419536"
company_name: "Capital Bancorp Inc"
filed_at: "2026-07-27T20:05:19+00:00"
generated_at: "2026-07-27T20:08:09.677449+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Capital Bancorp Q2 EPS $0.87, ROA 1.52%; raises dividend 16.7% to $0.14

## Summary
- Net income $14.3M ($0.87 diluted EPS) vs $12.0M ($0.73) in Q1 2026; ROA 1.52%, ROTCE 15.51%.
- Gross loans $3.086B (+7.9% annualized QoQ); total deposits $3.371B (+9.6% annualized QoQ); customer deposits $3.140B (+20.3% annualized QoQ).
- Tangible book value per share $23.45, up 14.7% annualized from $22.62 in Q1 2026.
- Board declared $0.14 per share dividend, a 16.7% increase from prior $0.12; payable Aug 26, record Aug 10.
- Six-month net income $26.3M ($1.60 diluted EPS) vs $27.1M ($1.60) in prior year; core net income $26.3M vs $29.1M.

## SEC filing metadata
- accession: 0001419536-26-000109
- form_type: 8-K
- ticker: CBNK
- cik: 0001419536
- company_name: Capital Bancorp Inc
- filed_at: 2026-07-27T20:05:19+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01, 8.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1419536/000141953626000109/0001419536-26-000109-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1419536/000141953626000109/cbnk-20260727.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001419536-26-000109
- JSON: https://secwatch.observer/filing/0001419536-26-000109.json
- Plain text: https://secwatch.observer/filing/0001419536-26-000109.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.