secwatch.observer — SEC 8-K summary
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Issuer:     Capital Bancorp Inc (CBNK)
CIK:        0001419536
Form:       8-K
Filed at:   2026-07-27T20:05:19+00:00
Accession:  0001419536-26-000109
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01, 8.01
LLM model:  deepseek-v4-flash:cloud@v2

Capital Bancorp Q2 EPS $0.87, ROA 1.52%; raises dividend 16.7% to $0.14
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- Net income $14.3M ($0.87 diluted EPS) vs $12.0M ($0.73) in Q1 2026; ROA 1.52%, ROTCE 15.51%.
- Gross loans $3.086B (+7.9% annualized QoQ); total deposits $3.371B (+9.6% annualized QoQ); customer deposits $3.140B (+20.3% annualized QoQ).
- Tangible book value per share $23.45, up 14.7% annualized from $22.62 in Q1 2026.
- Board declared $0.14 per share dividend, a 16.7% increase from prior $0.12; payable Aug 26, record Aug 10.
- Six-month net income $26.3M ($1.60 diluted EPS) vs $27.1M ($1.60) in prior year; core net income $26.3M vs $29.1M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1419536/000141953626000109/0001419536-26-000109-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1419536/000141953626000109/cbnk-20260727.htm
  HTML page:      https://secwatch.observer/filing/0001419536-26-000109

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer