---
schema_version: "secwatch.filing_event.v1"
accession: "0001423869-21-000027"
form_type: "8-K"
ticker: "PCB"
cik: "0001423869"
company_name: "PCB BANCORP"
filed_at: "2021-07-22T23:59:59+00:00"
generated_at: "2026-06-30T03:16:04.052100+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# PCB Bancorp reports record Q2 net income of $9.8M, EPS $0.64, up 15% QoQ

## Summary
- Net income $9.8M ($0.64 diluted EPS) vs $8.6M ($0.55) in Q1 and $3.4M ($0.22) in Q2 2020.
- Net interest margin improved to 3.83% from 3.70% in Q1; net interest income $19.0M, up 6.6% QoQ.
- Provision reversal of $934K vs $1.1M reversal in Q1; allowance for loan losses at 1.45% of loans.
- Board declared quarterly cash dividend of $0.12 per share, payable Aug 13 to holders of record Aug 6.
- Share repurchases: 646,334 shares bought through June 30 under 5% program announced April 8.

## SEC filing metadata
- accession: 0001423869-21-000027
- form_type: 8-K
- ticker: PCB
- cik: 0001423869
- company_name: PCB BANCORP
- filed_at: 2021-07-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1423869/000142386921000027/0001423869-21-000027-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1423869/000142386921000027/pcb-20210722.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001423869-21-000027
- JSON: https://secwatch.observer/filing/0001423869-21-000027.json
- Plain text: https://secwatch.observer/filing/0001423869-21-000027.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.