{"schema_version":"secwatch.filing_event.v1","accession":"0001423869-21-000040","form_type":"8-K","ticker":"PCB","cik":"0001423869","company_name":"PCB BANCORP","filed_at":"2021-10-28T23:59:59+00:00","discovered_at":"2026-05-14T18:04:12.533975+00:00","generated_at":"2026-06-28T16:43:07.777108+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"PCB Bancorp reports record Q3 net income of $11.0M, EPS $0.73, declares $0.12 dividend","bullets":["Net income $11.0M ($0.73 diluted EPS) vs. $3.4M ($0.22) YoY; net interest margin expanded to 3.93% from 3.43%.","Net interest income $20.2M (+20% YoY); gain on SBA loan sales $4.3M, up from $0.8M YoY.","Provision reversal for loan losses of $1.1M; adjusted allowance to loans ratio 1.48% (excluding PPP loans).","Quarterly cash dividend of $0.12 per share declared Oct 28, payable Nov 19 to holders of record Nov 12.","Disclosed a ransomware incident on Aug 30 impacting customer data; remediation and notifications ongoing."],"urls":{"canonical":"https://secwatch.observer/filing/0001423869-21-000040","json":"https://secwatch.observer/filing/0001423869-21-000040.json","markdown":"https://secwatch.observer/filing/0001423869-21-000040.md","text":"https://secwatch.observer/filing/0001423869-21-000040.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1423869/000142386921000040/0001423869-21-000040-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1423869/000142386921000040/pcb-20211028.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T16:43:07.777108+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}