{"schema_version":"secwatch.filing_event.v1","accession":"0001423869-22-000003","form_type":"8-K","ticker":"PCB","cik":"0001423869","company_name":"PCB BANCORP","filed_at":"2022-01-27T23:59:59+00:00","discovered_at":"2026-05-14T18:04:06.418063+00:00","generated_at":"2026-06-27T14:54:45.807382+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"PCB Bancorp Q4 net income $10.7M ($0.70 EPS); declares $0.15 dividend; cyber lawsuit filed","bullets":["Net income $10.7M for Q4 2021, vs $11.0M prior quarter and $5.8M year ago.","Full-year 2021 net income $40.1M ($2.62 EPS), up from $16.2M in 2020.","Net interest margin 3.87%; provision reversal of $1.5M in Q4.","Total assets $2.15B (+11.8% YoY); loans held-for-investment $1.73B (+9.4% YoY).","Board declares $0.15 quarterly cash dividend payable Feb 18, 2022; also discloses cyber incident-related lawsuit filed Dec 16, 2021."],"urls":{"canonical":"https://secwatch.observer/filing/0001423869-22-000003","json":"https://secwatch.observer/filing/0001423869-22-000003.json","markdown":"https://secwatch.observer/filing/0001423869-22-000003.md","text":"https://secwatch.observer/filing/0001423869-22-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1423869/000142386922000003/0001423869-22-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1423869/000142386922000003/pcb-20220127.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-27T14:54:45.807382+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}