---
schema_version: "secwatch.filing_event.v1"
accession: "0001423869-22-000003"
form_type: "8-K"
ticker: "PCB"
cik: "0001423869"
company_name: "PCB BANCORP"
filed_at: "2022-01-27T23:59:59+00:00"
generated_at: "2026-06-27T14:54:45.807382+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# PCB Bancorp Q4 net income $10.7M ($0.70 EPS); declares $0.15 dividend; cyber lawsuit filed

## Summary
- Net income $10.7M for Q4 2021, vs $11.0M prior quarter and $5.8M year ago.
- Full-year 2021 net income $40.1M ($2.62 EPS), up from $16.2M in 2020.
- Net interest margin 3.87%; provision reversal of $1.5M in Q4.
- Total assets $2.15B (+11.8% YoY); loans held-for-investment $1.73B (+9.4% YoY).
- Board declares $0.15 quarterly cash dividend payable Feb 18, 2022; also discloses cyber incident-related lawsuit filed Dec 16, 2021.

## SEC filing metadata
- accession: 0001423869-22-000003
- form_type: 8-K
- ticker: PCB
- cik: 0001423869
- company_name: PCB BANCORP
- filed_at: 2022-01-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1423869/000142386922000003/0001423869-22-000003-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1423869/000142386922000003/pcb-20220127.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001423869-22-000003
- JSON: https://secwatch.observer/filing/0001423869-22-000003.json
- Plain text: https://secwatch.observer/filing/0001423869-22-000003.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.