secwatch.observer — SEC 8-K summary
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Issuer:     PCB BANCORP (PCB)
CIK:        0001423869
Form:       8-K
Filed at:   2022-01-27T23:59:59+00:00
Accession:  0001423869-22-000003
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

PCB Bancorp Q4 net income $10.7M ($0.70 EPS); declares $0.15 dividend; cyber lawsuit filed
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- Net income $10.7M for Q4 2021, vs $11.0M prior quarter and $5.8M year ago.
- Full-year 2021 net income $40.1M ($2.62 EPS), up from $16.2M in 2020.
- Net interest margin 3.87%; provision reversal of $1.5M in Q4.
- Total assets $2.15B (+11.8% YoY); loans held-for-investment $1.73B (+9.4% YoY).
- Board declares $0.15 quarterly cash dividend payable Feb 18, 2022; also discloses cyber incident-related lawsuit filed Dec 16, 2021.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1423869/000142386922000003/0001423869-22-000003-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1423869/000142386922000003/pcb-20220127.htm
  HTML page:      https://secwatch.observer/filing/0001423869-22-000003

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer