{"schema_version":"secwatch.filing_event.v1","accession":"0001423869-22-000013","form_type":"8-K","ticker":"PCB","cik":"0001423869","company_name":"PCB BANCORP","filed_at":"2022-04-28T23:59:59+00:00","discovered_at":"2026-05-14T18:04:00.631285+00:00","generated_at":"2026-06-26T03:19:25.156018+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"PCB Bancorp Q1 net income $10.2M ($0.67 EPS); declares $0.15 dividend","bullets":["Net income $10.2M ($0.67 diluted EPS), down 4.1% QoQ from $10.7M but up 19.6% YoY from $8.6M.","Net interest margin stable at 3.87%; net interest income $20.0M, up 12.2% YoY from $17.8M.","Reversal for loan losses of $1.2M; NPLs only 0.08% of loans, credit quality remains strong.","Total assets $2.20B (+2.3% QoQ); deposits $1.91B (+2.3% QoQ); book value $17.47/share (+12.5% YoY).","Declared quarterly cash dividend of $0.15/share, payable May 20, 2022 to holders of record May 13."],"urls":{"canonical":"https://secwatch.observer/filing/0001423869-22-000013","json":"https://secwatch.observer/filing/0001423869-22-000013.json","markdown":"https://secwatch.observer/filing/0001423869-22-000013.md","text":"https://secwatch.observer/filing/0001423869-22-000013.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1423869/000142386922000013/0001423869-22-000013-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1423869/000142386922000013/pcb-20220428.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T03:19:25.156018+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}