---
schema_version: "secwatch.filing_event.v1"
accession: "0001423869-22-000013"
form_type: "8-K"
ticker: "PCB"
cik: "0001423869"
company_name: "PCB BANCORP"
filed_at: "2022-04-28T23:59:59+00:00"
generated_at: "2026-06-26T03:19:25.156018+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# PCB Bancorp Q1 net income $10.2M ($0.67 EPS); declares $0.15 dividend

## Summary
- Net income $10.2M ($0.67 diluted EPS), down 4.1% QoQ from $10.7M but up 19.6% YoY from $8.6M.
- Net interest margin stable at 3.87%; net interest income $20.0M, up 12.2% YoY from $17.8M.
- Reversal for loan losses of $1.2M; NPLs only 0.08% of loans, credit quality remains strong.
- Total assets $2.20B (+2.3% QoQ); deposits $1.91B (+2.3% QoQ); book value $17.47/share (+12.5% YoY).
- Declared quarterly cash dividend of $0.15/share, payable May 20, 2022 to holders of record May 13.

## SEC filing metadata
- accession: 0001423869-22-000013
- form_type: 8-K
- ticker: PCB
- cik: 0001423869
- company_name: PCB BANCORP
- filed_at: 2022-04-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1423869/000142386922000013/0001423869-22-000013-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1423869/000142386922000013/pcb-20220428.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001423869-22-000013
- JSON: https://secwatch.observer/filing/0001423869-22-000013.json
- Plain text: https://secwatch.observer/filing/0001423869-22-000013.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.