{"schema_version":"secwatch.filing_event.v1","accession":"0001423869-22-000029","form_type":"8-K","ticker":"PCB","cik":"0001423869","company_name":"PCB BANCORP","filed_at":"2022-10-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:50.606514+00:00","generated_at":"2026-06-22T23:56:07.878140+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"PCB Bancorp Q3 net income $7.0M ($0.46 EPS) down 23% QoQ; dividend $0.15","bullets":["Net income $7.0M ($0.46 diluted EPS) vs $9.1M ($0.60) in Q2 2022 and $11.0M ($0.73) in Q3 2021.","Net interest income $24.0M, NIM 4.25% (up 24bp QoQ); loans held-for-investment grew 6.9% QoQ to $1.96B.","Provision for loan losses $3.8M (vs $(109K) in Q2 2022); net charge-offs $1.1M.","Quarterly dividend of $0.15/sh, payable Nov 18, 2022 to holders of record Nov 10, 2022.","Bank renamed to PCB Bank; opened 2 new branches in Dallas, TX and Palisades Park, NJ."],"urls":{"canonical":"https://secwatch.observer/filing/0001423869-22-000029","json":"https://secwatch.observer/filing/0001423869-22-000029.json","markdown":"https://secwatch.observer/filing/0001423869-22-000029.md","text":"https://secwatch.observer/filing/0001423869-22-000029.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1423869/000142386922000029/0001423869-22-000029-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1423869/000142386922000029/pcb-20221027.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T23:56:07.878140+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"494d81113872c6016e97fcc9642778b904d80250","claim":"PCB BANCORP reported the third quarter of 2022 results: net income $7.0 million, EPS $0.46 per diluted common share.","evidence_excerpt":"PCB Bancorp Reports Earnings of $7.0 million for Q3 2022 Los Angeles, California - October 27, 2022 - PCB Bancorp (the “Company”) (NASDAQ: PCB), the holding company of PCB Bank (the “Bank”), today reported net income of $7.0 million, or $0.46 per diluted common share, for the third quarter of 2022, compared with $9.1 million, or $0.60 per diluted common share, for the previous quarter and $11.0 million, or $0.73 per diluted common share, for the year-ago quarter.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1423869/000142386922000029/0001423869-22-000029-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the third quarter of 2022"},{"label":"Net income","value":"$7.0 million"},{"label":"EPS","value":"$0.46 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}